Believe it or not, we’re sliding into the final stretch of the year — and that means it’s the perfect time to get a few ducks in a row before tax season sneaks up. 
Here are a few smart (and simple) things you can do now to make April feel a lot smoother:
1. Gather Those Documents Early
Don’t wait until the W-2s and 1099s start flying in January! Pull together your charitable receipts, mortgage interest statements, property tax bills, medical expenses, and anything else that might earn you a deduction. Bonus points if you keep them in one folder — digital or otherwise (shoeboxes count… but barely).
2. Check Your Withholding
If you owed a surprise bill last year or got a refund that could fund a vacation, it might be time to adjust your W-4. A quick paycheck checkup can save headaches later.
3. Make Those Last-Minute Moves
Planning a charitable donation? Get it done before December 31.
Thinking of contributing to your IRA or HSA? Know your deadlines — some go into next year, but it’s easier to plan now.
Small business owner? Prepaying certain expenses before year-end might help your 2025 tax bill.
4. Update Your Info
Had a baby, got married, divorced, or moved this year? The IRS and your CPA both want to know. These changes can affect credits, deductions, and filing status.
5. Review Big Life Events
Bought or sold a home? Started investing? Took on freelance work? Those “just a side hustle” moments often come with tax surprises — good or bad. Let’s get ahead of them.
6. Breathe — You’ve Got This (and Help!)
Tax prep doesn’t have to feel like climbing Mount Everest. A little organization now saves a lot of stress later.
So pour yourself a coffee (or something stronger), set aside 20 minutes this week, and do your “future self” a favor by getting a jump on your 2025 taxes.
Your CPA (that’s me!) will thank you later — and maybe even smile when your file comes in early.
